Yonkopa Micro-Credit, Your Growth, our priority.

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Advancing Loans (Asset)

Advances are short-term loans or credit facilities that we used to meet immediate financial needs.

Borrowings (liability)

Borrowings from facility are a liability, which is a debt or obligation that a person or company owes.

Interest Rate

We offer a competitive interest rate in both instances, thus lending at a good rate and borrowing at a good rate.

Safe and Secure

Our system uses strong passwords, keeping software up to date, and being aware of potential scams.

Our Services

Yonkopa Micro-Credit offers many services, including personal loans, loans, and financial products, etc.

1. Personal Loan

Our personal loan allows you to borrow a fixed amount of money and repay it over a set period of time.

2. Business Loan

Business loans are given to individuals or groups of people to support their day-to-day business.

3. Corporate loan

Our corporate loan is a loan given to a business mainly to help finance its operations.

4. Funeral Loan

Our funeral loan is a short-term loan that helps with the costs of a funeral. We offer funeral loans to support families.

5. Salary Support

A bank salary support service is an account or product that allows employees to receive their salaries and benefits.

6. Borrowing

Our institution receives borrowing on behalf of our clients at a cool rate.

Fast & Easy Online Banking

Freelancers, entrepreneurs, and sole traders

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Free plan available
Full data privacy compliance
Debit Mastercard included
100% transparent costs
Commitment-free
Real-time spending overview

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Top Security

Small- to medium-sized businesses

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Free plan available
Full data privacy compliance
Debit Mastercard included
100% transparent costs
Commitment-free
Real-time spending overview

Get Started

Price Transparency

Large or enterprise level businesses

Free plan available
Full data privacy compliance
Debit Mastercard included
100% transparent costs
Commitment-free
Real-time spending overview

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Automated Accounting

Save 24 hours per week on accounting

Free plan available
Full data privacy compliance
Debit Mastercard included
100% transparent costs
Commitment-free
Real-time spending overview

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Core values

Our Banking Core Values are the principles that guide a bank's policies and decisions.

Core values	Traders	Householder	Business Man
Respect
Honesty
Commitment
Trust
Accountability
Innovative

Our Goals

Our Banking goals are various professional objectives you want to achieve within a certain period.

Vision

To be among the top lending houses across the whole country.

Mission

To support individuals and SMEs to expand in terms of financing.

Objectives

. To be recognized by our clients for excellent product development and the delivery of financing services.
. To achieve customer satisfaction rating as measured by key stakeholders
. To become an industry leader in credit/loans

Information retrieval

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Action Plan

Yonkopa Micro-Credit is operating in the upper Denkyira Municipality and will work to be a household name in the minds of business owners and individuals in the next five years of operations.
We have plans to achieve this through
. Excellent human capital
. Proactive customer management
. A well structured internal control process and management.
We indeed want to be among the best lending and financial institution of choice across our operational zones. We believe, to achieve excellence, there is a need for a vibrant human capital, solution-oriented products and services, straightforward and internal control processes, and a corporate image through branding and timelines in deliver. We shall therefore instill in our procedures.and processes a means of enhancing the achievement of excellence

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We always try to understand customers expectation

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Have any question about us?

Do not hesitate to contact us

What customers say about us

Our Customer feedback is based on the services given to them.

"I get the liberty to make as many transactions and payments as I like. I already own one savings account here and about to open one more. Better that the other two public sector banks I am banking with. Please keep up the good work!"

John Lucy

Trader

"I appreciate the freedom to make as many transactions and payments as I like"

John Smit

Trader

"I like the flexibility of being able to make as many transactions and payments as I want"

John Lucy

Teacher

Able to get support to run my business without stress.

John Lucy

Founder at Google

Good customer support.

John Lucy

Founder at MMC

Highly recommend Yonkopa.

John Lucy

Web Developer

They are really good and supportive.

John Lucy

Founder at Google

Our trusted partner

Our trusted banking partner are a financial expert, we build a relationship with a client based on trust and mutual understanding. We help clients achieve their goals by providing guidance and advice.